• Avoid wasting time. Do not shop around for a home that may be above or below what you can afford. Get a pre-qualification first!
• You have buying-power. Let's face it, sellers and realtors like to see a pre-qualified borrowers. Being pre-qualified puts you in a position to be able to buy that day--and possibly negotiate.
• No added stress. After finding your perfect home, you will need to possibly find a home inspector, attorney, home owners insurance. If you are pre-approved, shopping around for a mortgage eliminates additional stress.

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